Investments

Many of our clients share the key objective of building the value of their capital, but their approaches to savings and investments vary considerably.

At AIC Financial you will have access to our detailed Attitude to Risk Profiling. Your responses to simple questions will allow us to establish your attitude to risk versus reward and capacity for loss. We can then use this to create an investment strategy that matches your outlook using professional fund sourcing systems and asset allocation tools.

For example, an Adventurous investor may be happy to take a greater risk with their capital with the hope of receiving greater returns. If you are a more Cautious Investor, you may well be happy with lower returns and a greater degree of security. It may be you want to  be able to have a mixture of the two and by matching your investments to your attitude to risk, you can be sure that the products and funds chosen are right for you.

For the more experienced investor we also offer the opportunity to build a portfolio of external managers and funds that you feel meet your investment objectives.

• ISA’s
• Open Ended Investment Companies/Unit Trusts
• Structured products
• Investment Bonds – onshore and offshore
• Discretionary Fund Management
• Trust work
• Enterprise Investment Schemes
• Venture Capital Trusts

Risk Warning 

Enterprise Investment Schemes and Venture Capital Trusts invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies, therefore are only suitable for experienced investors. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits. 

The value of investments can fall as well as rise. You may get back less than you invested.