Mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage charges include a fee of up to £750 payable on completion only. We will also be paid commission from the lender/company
Buy to let mortgages and commercial mortgages are not regulated by the financial conduct authority.
Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration.
Introduction
Mortgages in the UK are distributed via the intermediary market, direct from the lender or specific channel. The choices are often confusing if not overwhelming and getting impartial advice is by far the best way of finding an arrangement that best meets your needs.
If you are an experienced buyer, purchasing for the first time or just looking to remortgage your property, we can help find the solution.
We can be creative and think outside of the box.
These days it is not unusual for parents to provide more help financially. Pooling resources can often be the leg up that makes it all happen.
Mortgage products and criteria change frequently
to reflect the market place and intermediaries rely on sophisticated sourcing systems to differentiate between products and determine the best product that suits the applicants needs. This does not necessarily mean the best headline rate!
Equity release
as a way of unlocking a proportion of the value – or equity – you have in your home in exchange for a tax free lump sum. Please visit the Equity Release page to find out more.
People do not want to be sold a mortgage, they want to talk about a mortgage. It’s all about relationships.
Types of Mortgages
- Residential Mortgages
- Buy To Let Mortgages
- Commercial Mortgages
- Equity Release
At AIC Financial we offer regular reviews to ensure your current Mortgage is suitable to your needs. We could also save you money! Please contact us for your free initial, no obligation Mortgage review using the link below.